Our Team
We are delighted to introduce the Team at Joseph Lamb. Each and every one performs a vital role in looking after our clients to the highest possible standards.
Company Founder - Joseph Lamb
Joseph Lamb
Founder
Joe originally entered financial services nearly 50 years ago with Liverpool Victoria. Joe founded Joseph Lamb in 1970 and handed over day-to-day running to Martin in 2004, although he continues to provide support and advice to Martin and the adviser team after building up such a wealth of experience unsurpassed in the industry.
Joe has experienced several periods of Boom and Bust, housing and stock market collapses and every regulatory regime the industry has been through. Very few people have seen all this as he was one of the very first ‘brokers’ and experienced the old client service focused Industrial Branch days. His historical knowledge of products and his experience and judgement is invaluable to the active management and adviser team, but following regulatory changes he is now unable to provide any investment advice to clients.
Management Team
Martin Lamb Dip PFS Certs CII (MP & ER)
Chief Executive Officer
Martin joined the practice in 1985, quickly progressing to an adviser role by 1987. As the business developed and grew over the years he took on an increasing amount of the technical and management responsibilities, becoming a partner in 1995. Martin oversaw the transition to a limited company, becoming Managing Director, as well as all the regulatory changes that have shaped the IFA market since 1988. Since 2004, Martin has successfully steered the business, ensuring it developed into the modern financial planning company it is today but keeping the focus on the core values of quality service and delivering value for clients, which have made the business successful over its 45 years history. Following a steady increase in regulatory and management requirements taking up more and more of his time, from 2015 Martin will act as Chief Executive Officer following the appointment of Ricky Daniels as Managing Director. This will allow Martin to focus on client facing work, the strategic development of the business and his role as Chair of the D-PIMS Investment Committee.
Qualifications:
- JO1
- Personal Taxation
- K10
- Pension Retirement Options
- K20
- Investment for Pensions
- CF7
- Equity Release/Home Reversions
- HR1
- Home Reversion Plans
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO4
- Pension & Retirement Planning
- RO5
- Financial Protection
- RO6
- Financial Planning Practice
- G60
- Advanced Pension Planning
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
- CF8
- Long Term Care
- CF9
- Pension Simplification
- IMC 1
- Investment Management Certificate - UK Regulation & Markets
Ricky Daniels BA (Hons) Dip PFS IMC
Managing Director
Ricky gained his first experience of the industry within a Private Bank and in 2001 he joined Joseph Lamb to add in house technical support. From his Economics Degree Ricky, gained a keen interest in markets and investments and as Joseph Lamb developed its in house investment services he was able become a key part of these and their development. Over the years Ricky furthered his knowledge with exams and practical experience to become the main point of referral for the Adviser Team for complex queries covering matters such as Trust, Tax and Pension planning. Following the expansion of the technical department and his increasingly important role in the investment and structural side of the business, Ricky became Technical Director in 2007. This role saw him lead the Technical & Paraplanning Team, assist Martin in operational, compliance and technical functions and sit on the Investment Committee. During this time Ricky assisted Martin with the development of our Discretionary Management Service, D-PIMS, designing its operational processes, managing the implementation of the service and today retains responsibility for its operation. In 2015, after many successful years in supporting Martin, Ricky has been promoted to Managing Director, taking over the day to day management to allow Martin more time with his clients and to focus on development of the business.
Qualifications:
- JO1
- Personal Taxation
- K10
- Pension Retirement Options
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO4
- Pension & Retirement Planning
- RO5
- Financial Protection
- JO2
- Trusts
- Cemap
- Certificate in Mortgage Advice
- RO6
- Financial Planning Practice
- IMC
- Investment Management Certificate
- BA.(Hons)
- Degree in Economics
- CeFA 1,2,3
- Financial Planning Certificate
- AF4
- Advanced Investment Planning
Karen Kemp
Head of Operations
After 10 years as PA to Martin Lamb having involvement in many parts of the business, Karen has been appointed as Head of Operations with a wide remit and a pivotal role in supporting and developing the systems that allow the Practice to function efficiently. Her understanding of the complexities of running a business was built over many years as partner and director in small local businesses across retail, sales and financial services. She oversees the back office systems and works with all departments to ensure that we have the right information on client portfolios and that data outputs are accurate for the regulatory requirements and returns. Karen is part of the Management Team, having responsibility for day to day operational matters and will support Ricky as Managing Director in his many responsibilities which in turn will release Martin as the CEO to focus on client facing work and growing the business.
Qualifications:
- FA1
- Certificate in Financial Administration - Life
- FA2
- Certificate in Financial Administration - Pensions
- CF2
- Investment & Risk
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
Adviser Team
Paul Joynes Dip PFS
Financial Adviser
Entering the financial services industry in 1980, Paul has previously worked for NatWest and Britannic. He joined Joseph Lamb in 2001 and specialises in providing advice in the areas of pension planning, personal family protection, portfolio investments and point of retirement planning. He completed his Diploma Level in Financial Planning in 2012.
Qualifications:
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO4
- Pension & Retirement Planning
- RO5
- Financial Protection
- RO6
- Financial Planning Practice
- CF2
- Investment & Risk
- Diploma in Financial Planning
- CF3
- Financial Protection
- CF4
- Retirement Planning
- CF5
- Integrated Financial Planning
- RO3
- Personal Taxation
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
- CF9
- Pension Simplification
Mark Moore Dip PFS
Financial Adviser
Mark started off in the insurance industry before moving into financial services in 2002 with Bickell & Newell. He joined Joseph Lamb in 2005, providing advice in all areas of financial planning, including portfolio investments and pension planning and is the company’s lifetime mortgage specialist. He completed his Diploma Level in Financial Planning in 2011.
Qualifications:
- JO1
- Personal Taxation
- HR1
- Home Reversion Plans
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO5
- Financial Protection
- RO6
- Financial Planning Practice
- CF2
- Investment & Risk
- JO5
- Pension Retirement Options
- JO4
- Pension Funding Options
- Diploma in Financial Planning
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
Lloyd Fernley Dip PFS
Financial Adviser
Lloyd has been involved in finance and banking for over 25 years. He was predominantly a Eurobond trader in the City with Chemical Bank, Scotia Bank, and the majority of his career at UBS, where he rose to a senior level. He moved to an advisory role in 2007 advising in all areas of financial planning, especially investment and pension planning where he is able to draw upon his comprehensive knowledge and experience from his banking career.His City experience means he provides a valuable additional resource to the team at Joseph lamb, and is rare in advisers who have generally developed from within the advice industry. His understanding of investment markets and of our investment processes means he is ideally suited to advise dealers, traders and brokers. He completed his Diploma of Financial Planning in 2012.
Qualifications:
- CF7
- Equity Release/Home Reversions
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO6
- Financial Planning Practice
- CF2
- Investment & Risk
- Diploma in Financial Planning
- CF3
- Financial Protection
- CF4
- Retirement Planning
- CF5
- Integrated Financial Planning
- CF1
- UK financial services, regulation and ethics
- CF6
- Mortgage Advice
- RO3
- Personal Taxation
- CF8
- Long Term Care
Martin Lamb Dip PFS Certs CII (MP & ER)
Chief Executive Officer
Martin joined the practice in 1985, quickly progressing to an adviser role by 1987. As the business developed and grew over the years he took on an increasing amount of the technical and management responsibilities, becoming a partner in 1995. Martin oversaw the transition to a limited company, becoming Managing Director, as well as all the regulatory changes that have shaped the IFA market since 1988.
Since 2004, Martin has successfully steered the business, ensuring it developed into the modern financial planning company it is today but keeping the focus on the core values of quality service and delivering value for clients, which have made the business successful over its 45 years history.
Following a steady increase in regulatory and management requirements taking up more and more of his time, from 2015 Martin will act as Chief Executive Officer following the appointment of Ricky Daniels as Managing Director. This will allow Martin to focus on client facing work, the strategic development of the business and his role as Chair of the D-PIMS Investment Committee.
Qualifications:
- JO1
- Personal Taxation
- K10
- Pension Retirement Options
- K20
- Investment for Pensions
- CF7
- Equity Release/Home Reversions
- HR1
- Home Reversion Plans
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- RO4
- Pension & Retirement Planning
- RO5
- Financial Protection
- RO6
- Financial Planning Practice
- G60
- Advanced Pension Planning
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
- CF8
- Long Term Care
- CF9
- Pension Simplification
- IMC 1
- Investment Management Certificate - UK Regulation & Markets
Daniel Robins APFS
Adviser
Daniel joined Joseph Lamb in June 2014 as a Paraplanner and brings over 10 years financial services experience to the team, having worked for major UK Banks and Wealth Management firms dealing predominately with high net worth individuals. This has given him a wide and varied experience of the industry, learning new skills in each role and continually developing his qualifications and knowledge.
In 2015, Daniel was promoted to Financial Adviser after proving his capabilities and understanding of the advice and client servicing process. Coming from a technical background, Daniel has a detailed knowledge and understanding of financial products and planning issues, enabling him to deliver a tailored, holistic service to his clients.
In 2013 he completed the Diploma in Financial Planning and in 2018 achieved the Advanced Diploma in Financial Planning and became Chartered Financial Planner.
Qualifications:
- RO1
- Financial Services, Regulations and Ethics
- RO4
- Pension & Retirement Planning
- RO5
- Financial Protection
- RO6
- Financial Planning Practice
- CF2
- Investment & Risk
- JO6
- Investment principles, markets and environments
- AF3
- Advanced Pension Planning
- CF4
- Retirement Planning
- CF5
- Integrated Financial Planning
- CF1
- UK financial services, regulation and ethics
- RO3
- Personal Taxation
- AF4
- Advanced Investment Planning
- RO8
- Pension Update
- AF5
- Advanced Financial Planning Process
- APFS
- Advanced Diploma in Financial Planning
- AF1
- Personal Tax and Trust Planning
Client Service & Support
Jack Whitaker
Service & Support Executive
Matthew Fryer
Client Relationship Manager
Paraplanning & Technical Team
Lawrence Berman Dip PFS IMC
Head of Research and Investment
Lawrence joined Joseph Lamb in June 2008, after 18 years’ experience as a Financial Adviser, firstly within a major Financial Services firm and later within IFA practices. He is qualified to Diploma Level in Financial Planning and to Advanced Diploma Level in Pensions. He joined Joseph Lamb to take on a technical research role, and in 2011 became part of the D-PIMS Investment Committee and took up the role of Portfolio Analyst, carrying out the investment research to support the investment decisions made under D-PIMS. Lawrence quickly became a point of reference for all investment matters and has developed into our in house investment expert. In 2015 Lawrence was promoted to Head of Research and Investment, now dealing with high level product research as well as all Joseph Lamb’s investment services and acting as a point of escalation for technical queries.
Qualifications:
- JO1
- Personal Taxation
- CF7
- Equity Release/Home Reversions
- Cemap
- Certificate in Mortgage Advice
- JO5
- Pension Retirement Options
- JO4
- Pension Funding Options
- JO6
- Investment principles, markets and environments
- IMC
- Investment Management Certificate
- AF3
- Advanced Pension Planning
- Diploma in Financial Planning
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- FPC3
- Financial Planning Certificate paper 3
- AF4
- Advanced Investment Planning
Sean Attard BA (Hons)
Paraplanning Department Manager
Sean joined Joseph Lamb in 2012, bringing a wealth of international financial services experience from his time with Blevins Franks International. Over his career Sean has obtained many advanced level qualifications, including a wide range of highly technical investment exams from the Securities Institute, and achieved the Diploma in Financial Planning in 2011. At Joseph Lamb Sean puts his knowledge and experience to good use supporting the adviser team with technical guidance, research of complex solutions and producing high quality financial planning reports. In 2015 Sean was promoted to Paraplanning Department Manager, having responsibility for the output of the department, the quality of our financial planning reports and being the first point of contact for the Advisers on technical queries.
Qualifications:
- RO2
- Investment Principles & Risk
- FA2
- Certificate in Financial Administration - Pensions
- CF2
- Investment & Risk
- JO5
- Pension Retirement Options
- JO4
- Pension Funding Options
- Diploma in Financial Planning
- CF3
- Financial Protection
- CF4
- Retirement Planning
- CF5
- Integrated Financial Planning
- RO3
- Personal Taxation
- BA.(Hons)
- Degree in Commerce
- CISI
- Futures, Options & Other Derivative Products
- CISI
- Mutual Funds
- CISI
- Savings & Investments Products
- CISI
- International Equity Markets
- CISI
- Introduction to International Capital Markets
- CISI
- International Fixed Interest & Bond Markets
- RO8
- Pension Update
Georgina Richmond
Paraplanner
Georgina joined Joseph Lamb in March 2015, having previously worked as Head of Administration for an IFA in London. Since then she has continued her studies and achieved the Diploma in Financial Planning in 2018 and has quickly developed into a key member of the Paraplanning Team, showing an aptitude for learning technical and financial planning skills.
Qualifications:
- RO1
- Financial Services, Regulations and Ethics
- RO2
- Investment Principles & Risk
- CF2
- Investment & Risk
- Diploma in Financial Planning
- CF3
- Financial Protection
- CF4
- Retirement Planning
- CF1
- UK financial services, regulation and ethics
- CF6
- Mortgage Advice
- RO3
- Personal Taxation
- AF4
- Advanced Investment Planning
- ER1
- Equity Release/Home Reversions
- Certificate In Life & Pensions
- Certificate in Equity Release
- Certificate in Mortgage Advice
- LP20
- Financial Services Products & Solutions
- Certificate in Financial Services
Claire Robertson
Paraplanner
Claire has enjoyed a varied career in financial services including roles in technical pension administration and sales support covering SSAS and SIPPS. She has built up wide knowledge of the industry from this and other roles with both providers and financial advisers. Claire joined Joseph Lamb in 2015 as a Trainee Paraplanner to further her career and is now a fully qualified Parplanner achieving the Regulated Diploma in Financial Planning in 2018.
Qualifications:
- RO2
- Investment Principles & Risk
- RO4
- Pension & Retirement Planning
- CF2
- Investment & Risk
- JO5
- Pension Retirement Options
- AF3
- Advanced Pension Planning
- Diploma in Financial Planning
- CF3
- Financial Protection
- CF4
- Retirement Planning
- FPC1
- Financial Planning Certificate paper 1
- FPC2
- Financial Planning Certificate paper 2
- PMI
- Pensions Management Institute examinations parts 1 to 5
- RO8
- Pension Update
- Certificate In Life & Pensions
- LP20
- Financial Services Products & Solutions
- Certificate in Financial Services
Jamie Robertson
Trainee Paraplanner
Qualifications:
- RO2
- Investment Principles & Risk
Mark Rose
Investment Technician
Mark has had a long and successful career in the city, working as a Trader for over 30 years, specialising in Fixed Income and Foreign Exchange and spending 9 years as Director of Interest Rate Trading at Unicredit. Mark has a wealth of high level investment experience that makes him a valuable addition to our team. At Joseph Lamb, Mark uses this experience and technical knowledge to perform a key role on our Investment Team, dealing with research, analysis and performance reporting for our investment services.
Anita Fuller
Adviser Support Executive
Anita joined Joseph Lamb in 2008 and was quickly promoted to Life & Pension Administrator thanks to the ability she showed to learn new skills and the high levels of accuracy of her work. Over the years Anita has developed a wide ranging knowledge of technical and administrative issues whilst helping to maintain our high standards of client care. In recognition of this she was further promoted to Adviser Support Executive which is a key role, liaising between our Adviser, Technical and Administration Teams helping to provide high levels of client service.
Qualifications:
- CF1
- UK financial services, regulation and ethics
Administration Team
Jenn Simmonds
Administration Manager
Jenn started in the financial services industry in 1997, joining Joseph Lamb in April 2002 after relocating to Essex. Initially taking on the role of receptionist, she quickly moved into the Administration Team before being promoted to Administration Supervisor in 2005. While overseeing the Administration Team, Jenn is responsible for the overall provision of administrative support to both the Paraplanner and Adviser Teams. We are very proud of our Administration Team and consistently receive feedback from companies we deal with that our administration and accuracy is among the best they come across, this is in no small part due to Jenn’s dedication and hard work, and that of her team. As the size of the team and the complexity of financial services administration has grown over the years Jenn’s role has continually expanded. In recognition of this, in 2015 Jenn was promoted to Administration Manager, with Michelle Sexton promoted to Administration Supervisor to support her.
Qualifications:
- FA1
- Certificate in Financial Administration - Life
- FA2
- Certificate in Financial Administration - Pensions
- CF2
- Investment & Risk
- CF1
- UK financial services, regulation and ethics
Michelle Sexton
Administration Supervisor
Michelle began her career in financial services as a Mortgage Administrator over 14 years ago and has worked for several household names over the years. In 2008 Michelle joined Joseph Lamb as an Administrator and quickly showed an aptitude for investment and pension administration in addition to that from her mortgage based experience. Michelle has become a key part of the administration team over the years, acting as deputy for the Administration Supervisor, helping with the training of new staff and ensuring the delivery of high quality administrative support to the Paraplanner and Adviser teams. We are very proud of the high standard of our administration and the work of the Administration Team. In recognition of Michelle’s role in this, in 2015 she was promoted to Administration Supervisor to work closely with the Administration Manager in maintaining our high standard for clients.
Jo Deller
Life & Pensions Administrator
Qualifications:
- CF1
- UK financial services, regulation and ethics
Sue Brooks
Records & Filing Coordinator
Paula Barthel
Life & Pensions Administrator
Debbie Rose
Receptionist
Debbie Loerns
Receptionist
Dawn Dobinson
Commissions Reconciliation Clerk