Our ambition is to provide you with the very best possible level of service at all stages of the mortgage process, be this for the purchase of a new property, a re-mortgage or for an investment.
We use the services of our fully qualified advisers whose skills and knowledge are supported by the latest technology and administration staff with many years experience in the handling of mortgage applications. All of this combines to ensure that we will deliver for you:
Information and guidance as to the suitable types of mortgage for your needs A recommendation as to the most suitable product(s) that are currently available from the whole of the market Information, quotations and a recommendation as to the most suitable way to repay the loan Assistance in the completion of the application form and other required documentation Submission of your application to the chosen lender, with regular “progress chasing“ to ensure that the Offer is issued as speedily as possible Liaising with your Solicitor (or Conveyancers) as needed, to ensure minimal delay in completion of the arrangements Guidance and recommendations as to the most appropriate forms of mortgage protection cover available to you
It is also important to keep your mortgage package under frequent review during the years that the loan is outstanding. There are a number of very good reasons why you should devote a little time to this every 2 or 3 years, the main ones being:
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Interest Rates – It may well be possible to “Re-Mortgage” your debt and benefit by way of lower monthly costs or a reduced loan period | |
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Investments. - Many loans are best arranged on an interest only basis with a parallel investment security running alongside. Whenever a loan is operating on this basis it is essential to review the progress of the investment products to ensure that the required funds needed to meet the repayment debt will be available |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE