Premier Investment Monitoring Service (PIMS) is not a product but a unique service we provide to ensure clients benefit from a sound investment strategy that is regularly reviewed for any changes that investment conditions and fund performance warrant. PIMS uses the latest product developments to offer a comprehensive investment facility in a cost effective manner that would previously only be available to those with the largest portfolios.

The Premier Investment Monitoring Service (PIMS) is a service we provide where investments are made within a framework allowing for a huge range of investment funds from a wide range of fund managers to be held in one convenient plan. As well as simplifying your portfolio, it enables us to select a diversified range of asset classes, and using the best fund managers which we believe will provide returns considerably better than the “average”. In the past a diverse portfolio such as this would involve purchasing many different plans and contracts, which as well as being burdensome could also prove costly. We undertake to monitor the relative performance of the funds within your portfolio and periodically we will recommend you ‘switch’ that will:-

Rebalance your portfolio to ensure that the relative performance differential of different asset class is not exposing you to too much, or indeed, too little risk.

Alter the asset allocation of the fund to allow for our view of global investment markets over the forthcoming year.

Sell any funds that are under-performing or not meeting our strict criteria and replace them with funds that do.

This sophisticated service will provide a much more ‘hands on’ approach, and keep you more informed of the performance of your investments than you may have been used to in the past, via periodic mailings and website access. It is our aim with PIMS to achieve better results than the industry average for a portfolio invested in the same asset classes and proportions. We are confident that our proactive monitoring will achieve this, although the results are not guaranteed.

You should note that the value of your investment in investment-linked funds can go down as well as up and that their past performance is not necessarily a guide to their future performance.

	Rebalance your portfolio to ensure that the relative performance differential of different asset class is not exposing you to too much, or indeed, too little risk.
	Alter the asset allocation of the fund to allow for our view of global investment markets over the forthcoming year.
	Sell any funds that are under-performing or not meeting our strict criteria and replace them with funds that do.